Surprise Broken Water Heater

April 13, 2010

fixed and $85.00 later we are up and running.  On the plus side we did find a great plumber for any future surprises we might have. Now have to continue adding funds to our home maintenance category to replenish the funds we spent on this repair.  What got me this time was that we have [...]

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Good With The Bad

February 17, 2010

Our family has been sick with a nagging cold lately.  My kids both had ear infections , mom and dad both had symptoms too.  I think we are out of the woods for now but one never knows. On the plus side by putting our head together we have finally gotten out of consumer debt.  [...]

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Aching Debt Mid January Update

January 15, 2010

November was my last debt update of 2009.  This is my first update of 2010 as we are taking the time to reflect and regroup in 2010.  I do wish I could go poof and this debt would be gone, but unfortunately it is a process.  A process that is good for us, because for [...]

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Watching our Debt Go Down ~ November 2009 Update

November 30, 2009

Been a bit busy to post updates on our debt, here is the one for November.  Wow holidays upon us again. sigh Nov update You are currently $11,568.16 in debt. By using the snowball method and paying an extra $300.00 a month, you will be debt free in April of 2011 and pay a total [...]

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New Opportunities For My Family

October 23, 2009

I am happy to have a new income source come my way.  I am going to be babysitting for a friend and it will be bringing in some new monies for us.  This new income will be put totally towards paying down our debt. I am excited to find out how many months this will [...]

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This is getting out of hand

October 20, 2009

Read about the latest fees the banks are planning on charging you here.  Our family is on a credit card free diet and will stay there.  The banks are just getting desperate here, after shooting themselves in the foot with all the previous fee they have implemented. Bank Fees Look What They Are Up To [...]

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Thinking Ahead

September 23, 2009

We have decided that selling our home on our own is going to be quite a daunting task.  We have decided to go with a realtor.  We had one lady come over and she seemed okay, but we are in the process of interviewing a few more. Now that we have decided this is what [...]

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Nifty Wall Chart

August 17, 2009

I made a nifty wall chart to have a visual progress of our money.  I hung it up in the bathroom, since it is the room we visit often and it is out of site from our visitors. It will be a great reminder of where we have been and where we are headed.

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Has it been six months already

June 8, 2009

I was looking back through my posts and it has been six month now in June, that my husband started working his second job.  At that point we thought it might be maybe a 6 month thing, but has turned out to be it is going to continue.  His second job has helped keep us [...]

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Which Part Of We Need Help Did They Not Understand

May 30, 2009

We have started talks with our mortgage company, letting them know we are in trouble.  We are not behind on our mortgage thanks to my husband working a second job and some fancy tweaking of our budget.  These bozos send us a notice today that our mortgage is going up by $65.00 a month. Hmm [...]

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