Finacial Check Up

Well, all the house guest from the holidays have left and now it’s time to access our financial health so far this year.  I have been using Mvelopes to help us keep track of our expenses.  So far I am very thrilled with it.

Envelope Budgeting. Sign-up now and give it a try

I have update my Emergency Savings so far in my sidebar, it’s up to $3,000.00.  We have added 1,000.00 since getting out of debt in February of 2010.  We have stayed that way and made it through Christmas without getting into debt.  This New Year is definitely much better than last, when we were at the end of paying off our debt.  I feel confident that if we continue to use our spending plan that our financial situation will continue to improve.

As a family we have to continue to lower our food expense and make smart choices with our money.  I will do another update next month, so that I can gauge how we do in 2011.