I really need to do these update more often for our sake.  Keeps me accountable to actually see it in writing, and also motivates me like nothing else can.

I have been using Mvelopes now for several months and I have not regretted for one minute signing up for it.  Though I really need to use it more diligently in order to help me keep our food budget down.  This is really for us one of the envelopes that is hard to keep down.

Our emergency fund is now at $3388.00 which is only 88.00 more than in January, hmmm I need to tweek something here.  Need to make sure I am updating this more often.  This needs to be improving on a regular basis and it is not improving  right at this moment.

Here is a resource I used before I tried Mvelopes that worked for me that were FREE.

Excel Monthly Cash Flow Budget Sheet From It’s Your Money – I used this sheet for a long time and still have it, since I never know when I am going to want to go back to doing it without  Mvelopes.  It is a great resource to use so check it out and let me know what you think in the comments.

In the mean time I will behave and update finances regularly, when tell your money what to do there is less chance someone else will tell it what to do for you.

Have a great Monday!